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Checking Rates | Savings & Money Market Rates | CD & IRA CD Rates | Jumbo CDs 

Checking Account Rates

Account Minimum Opening Deposit Required Balance To Obtain Annual Percentage Yield Interest Rate APY*
Interest Checking $400 Paid on All Balances {{checking_interest_rate}}% {{checking_interest_apy}}%    
Gold 50 Checking $100 Paid on All Balances {{checking_gold50_rate}}% {{checking_gold50_apy}}%
Premium Checking $1,000 Paid on All Balances {{checking_premium_rate}}% {{checking_premium_apy}}%
Home Business Checking $700 Paid on All Balances {{checking_home_business_rate}}% {{checking_home_business_apy}}%

*APY = Annual Percentage Yield accurate as of . 

Additional Checking Account Rate Terms

  • Rates are subject to change without notice.
  • Fees will reduce earnings on the account.

Savings and Money Market Account Rates

Account Minimum Opening Deposit Required Balance To Obtain Annual Percentage Yield Interest Rate APY*
E-Savings $1

$0.01 to $49,999.99

$50,000.00 and over

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{{savings_esavings_50000_rate}}%

{{savings_esavings_49999_apy}}%

{{savings_esavings_50000_apy}}%
Statement Savings $200 $10 {{savings_statement_rate}}% {{savings_statement_apy}}%
Small Saver's $10 $10 {{savers_small_rate}}% {{savers_small_apy}}%
IRA Statement Savings $2,500 $2,500 {{savings_ira_statement_rate}}% {{savings_ira_statement_apy}}%
Insured Money Market $1,000

$0.01 to $49,999.99

$50,000.00 to $99,999.99

$100,000.00 to $199,999.99

$200,000.00 and over

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{{moneymarket_99999_rate}}%

{{moneymarket_199999_rate}}%

{{moneymarket_200000_rate}}%

{{moneymarket_49999_apy}}%

{{moneymarket_99999_apy}}%

{{moneymarket_199999_apy}}%

{{moneymarket_200000_apy}}%

*APY = Annual Percentage Yield accurate as of . 

Additional Savings and Money Market Rate Terms

  • Rates are subject to change without notice.
  • Fees will reduce earnings on the account.
  • You may make only six (6) preauthorized transfers or withdrawals (including automatic NSF transfers, wire transfers, LSB-Online Internet banking transfers, and ACH) from your Savings account each month, or from your Insured Money Market account each statement cycle.
  • A checking account is required to open an E-Savings account. E-Savings will be converted to a Statement Savings account if there are less than five electronic transactions per checking statement cycle.
  • RESERVATION TO REQUIRE NOTICE TO WITHDRAW. Under federal regulations which authorize this account, this bank is required to reserve the right to require at least (7) days notice prior to withdrawal or transfer of any funds from this account. If this bank determines that this exercise is right, it will do so on a seven (7) day basis, and the account holder’s request for withdrawal or transfer of funds will constitute commencement of the notification period.

CD & IRA CD Rates

Save for your future with a fixed-term Certificate of Deposit (CD) or take advantage of the tax advantages** provided by an Individual Retirement Account (IRA). A minimum deposit of $2,000 is required to open a CD or IRA. However, select IRAs can be opened for as little as $250***.  

Term Required Balance To Obtain Annual Percentage Yield Interest Rate APY*
6 Month Paid on All Balances {{cd_6mo_rate}}% {{cd_6mo_apy}}%
7 Month Special Paid on All Balances {{cd_7mo_rate}}% {{cd_7mo_apy}}%
9 Month Paid on All Balances {{cd_9mo_rate}}% {{cd_9mo_apy}}%
11 Month Special Paid on All Balances {{cd_11mo_rate}}% {{cd_11mo_apy}}%
12 Month Paid on All Balances {{cd_12mo_rate}}%  {{cd_12mo_apy}}%
18 Month Paid on All Balances {{cd_18mo_rate}}%  {{cd_18mo_apy}}%
24 Month Paid on All Balances {{cd_24mo_rate}}% {{cd_24mo_apy}}% 
30 Month Paid on All Balances {{cd_30mo_rate}}% {{cd_30mo_apy}}% 
42 Month Paid on All Balances {{cd_42mo_rate}}%  {{cd_42mo_apy}}%

*APY = Annual Percentage Yield accurate as of .
**Consult your tax advisor for tax-deductibility of contributions to your IRA account.
***Only IRAs opened for 6, 9, 12, 18, and 24 month terms can be opened with a minimum deposit of $250.

  • The 7-Month CD Special will automatically renew in 6-month intervals earning the then-current APY of the traditional 6-month CD.
  • The 11-Month CD Special will automatically renew in 9-month intervals earning the then-current APY of the traditional 9-month CD.

Additional CD/IRA CD Rate Terms

  • Fees will reduce earnings on the account.
  • Accounts are not transferable except on the books of the depository institution.
  • If any of the deposit is withdrawn before the maturity date, a penalty will be imposed regardless of whether or not interest has been earned. For terms 12 months or less, the penalty is 91 days of interest. For terms over 12 months, the penalty is 180 days of interest.
  • No penalty will be imposed on 12, 18, and 24-month IRA certificates for withdrawals prior to maturity if the owner has obtained age 59 ½. Additions are permitted to 12, 18, and 24-month IRA certificates. 

Jumbo CD Rates

Features 180 Days 365 Days
Minimum Deposit to Open $90,000 $90,000
Required Balance to Earn APY* Paid on All Balances Paid on All Balances
Interest Rate {{cd_jumbo_180days_rate}}%  {{cd_jumbo_365days_rate}}% 
APY* {{cd_jumbo_180days_apy}}% {{cd_jumbo_365days_apy}}% 

*APY = Annual Percentage Yield accurate as of . 

Additional Jumbo CD Rate Terms

  • Fees will reduce earnings on the account.
  • Accounts are not transferable except on the books of the depository institution.
  • If any of the deposit is withdrawn before the maturity date, a penalty will be imposed regardless of whether or not interest has been earned. For terms 12 months or less, the penalty is 91 days of interest. 
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