In today’s increasingly digital world, the internet easily connects us to family, friends, and businesses, but it also opens doors for cybercriminals. As cyber threats continue to evolve, the importance of staying safe online has never been greater. In honor of Cybersecurity Awareness Month, we’re focusing on practical tips to help you protect yourself from digital threats.
1. Use Strong, Unique Passwords
Using a strong, unique password for each online account you own can significantly reduce the risk of a security breach.
A secure password should:
- Be at least 12 characters long.
- Include a combination of letters (uppercase and lowercase), numbers, and symbols.
- Avoid using easily guessed information like birthdays or names.
2. Enable Multi-Factor Authentication (MFA)
Multi-factor authentication adds an extra layer of security beyond just your username and password. When MFA is enabled, logging into your account requires a second step—usually a one-time code sent to your phone or email. This way, even if someone gets ahold of your password, they won’t be able to access your account without the second verification factor. It’s also essential to remember NEVER to share one of these codes with a stranger, especially if you did not submit for one.
3. Beware of Phishing Scams
Phishing attacks are among the most common methods scammers use to trick individuals into sharing personal information. Phishing emails, texts, or social media messages often appear to come from trusted sources, but they contain malicious links or requests for personal details.
To avoid falling victim to phishing:
- Verify the sender before clicking on any links.
- Avoid sharing sensitive information through email.
- Look for signs like grammatical errors, suspicious links, and urgent language.
Remember, a financial institution like Lisle Savings Bank will NEVER ask for your personal or account information via email, text, or social media message.
4. Keep Your Software and Devices Updated
Hackers exploit vulnerabilities in outdated software. Keeping your devices and apps updated with the latest security patches helps protect you from potential threats. Turning on automatic updates where possible is critical to ensure your system is always secure.
5. Monitor Your Financial Accounts Regularly
Regularly monitoring financial accounts for any unusual activity is highly recommended. Early detection is vital to preventing fraud, and digital banking services allow you to view transactions and set up alerts for suspicious activity. If you notice anything unusual, contact your financial institution immediately to maintain account security.
6. Educate Yourself and Your Family
Cybersecurity awareness isn’t just for adults! If you have children, ensure they understand the importance of staying safe online. It’s equally essential to protect senior family members, who may be more vulnerable to online scams and fraud. Remember, scammers can target users of all ages with phishing emails, fake phone calls, social media messages, or fraudulent financial schemes.
Follow these tips to safeguard your loved ones of all ages:
- Educate them on common scams: Teach them how to recognize phishing emails and suspicious calls or messages, especially those asking for personal or financial information.
- Help them set up strong passwords: Assist them in creating secure passwords and using two-factor authentication where possible.
- Encourage regular financial monitoring: Show them how to review their bank accounts and other financial statements for unauthorized activity.
At Lisle Savings Bank, we’re here to help—if you have any questions or concerns about your account security, don’t hesitate to reach out.