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Free Credit Report

Receive a Free Copy of Your Credit Report

Maintaining a clean credit history is vital to ensuring you are offered the best rates and terms when applying for credit. But did you know that negative information in your credit report not only lowers your credit score, but can also impact your rates with insurance companies, could reduce the chances of getting approved by a landlord, or even put potential employment at risk?

The good news is The Fair and Accurate Credit Transactions Act signed into law on December 4, 2003, gives all Americans the right to receive their credit report annually for free. At Lisle Savings Bank, we believe it’s important for you to be aware of what’s on your credit report and are happy to provide you with three easy (and free) ways to get a copy of your credit history.

  1. On the Internet at: www.annualcreditreport.com
  2. By calling toll-free 1-877-322-8228
  3. By mailing your request to
    Annual Credit Report Request Service
    PO Box 105281
    Atlanta, GA 30348-5281
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