First Time Homebuyer Program | Lisle Savings Bank

Avoid Paying PMI!

Not many first-time homebuyers know this, but they’re often required to pay Private Mortgage Insurance (PMI), a condition that protects the lender if you default on your mortgage loan. This monthly expense is often hidden and can cost thousands of dollars!

Apply Online Mortgage Rates

Exclusive Benefits

Your dream home needs a dream mortgage! With a 10% down payment, you become eligible for LSB’s First-Time Homebuyer Program that helps you save BIG!

No Lender Fees
No Private Mortgage Insurance
Low Mortgage Rates
Interest Rate Float Down

Reduce the Stress of Buying Your First Home

The journey to buy your first home should be an exciting experience that isn’t clouded by uncertainty. LSB has made the application process smooth and frictionless. You’ll have access to:

Local Loan Specialists are salaried employees focused on creating relationships for generations and aren’t distracted by quotas and commissions. Honesty and transparency matter!
Pre-Approvals to tell you how much you can borrow
An Online Application that’s easy to complete.
Financial Calculators to inform and guide your decisions

Hear what members of your community say about us

"When I decided to purchase my first home Lisle Savings Banks' first time home buyer program was exactly what I needed."

Nick C. Customer since 1995

"The support that Lisle Savings Bank provided us was unmatched. Not only were your rates and fees significantly better than the other two large companies I looked at, but you were also significantly less pushy and more patient with my questions."

Adam N. Customer since 2019

"The positive interaction I receive while working with LSB's employees, and their outstanding rates, will keep me a loyal customer for life."

Robert B. Customer since 2010

Share My Story

{{LTV_8190_10year_rate}}$$5.625;:;{{LTV_8190_10year_apr}}$$5.821;:;{{LTV_8190_10year_pmt}}$$1,800.92;:;{{LTV_8190_10year_points}}$$0;:;{{LTV_8190_15year_rate}}$$5.750;:;{{LTV_8190_15year_apr}}$$5.890;:;{{LTV_8190_15year_points}}$$0;:;{{LTV_8190_15year_pmt}}$$1,370.18;:;{{LTV_8190_20year_rate}}$$6.250;:;{{LTV_8190_20year_apr}}$$6.369;:;{{LTV_8190_20year_points}}$$0;:;{{LTV_8190_20year_pmt}}$$1,206.03;:;{{LTV_8190_25year_rate}}$$6.375;:;{{LTV_8190_25year_apr}}$$6.478;:;{{LTV_8190_25year_points}}$$0;:;{{LTV_8190_25year_pmt}}$$1,101.24;:;{{LTV_8190_30year_rate}}$$6.500;:;{{LTV_8190_30year_apr}}$$6.593;:;{{LTV_8190_30year_points}}$$0;:;{{LTV_8190_30year_pmt}}$$1,042.91;:;{{LTV_7180_10year_rate}}$$5.500;:;{{LTV_7180_10year_apr}}$$5.781;:;{{LTV_7180_10year_points}}$$0;:;{{LTV_7180_10year_pmt}}$$1,790.68;:;{{LTV_7180_15year_rate}}$$5.625;:;{{LTV_7180_15year_apr}}$$5.825;:;{{LTV_7180_15year_points}}$$0;:;{{LTV_7180_15year_pmt}}$$1,359.16;:;{{LTV_7180_20year_rate}}$$6.125;:;{{LTV_7180_20year_apr}}$$6.292;:;{{LTV_7180_20year_points}}$$0;:;{{LTV_7180_20year_pmt}}$$1,194.04;:;{{LTV_7180_25year_rate}}$$6.250;:;{{LTV_7180_25year_apr}}$$6.394;:;{{LTV_7180_25year_points}}$$0;:;{{LTV_7180_25year_pmt}}$$1,088.45;:;{{LTV_7180_30year_rate}}$$6.375;:;{{LTV_7180_30year_apr}}$$6.505;:;{{LTV_7180_30year_points}}$$0;:;{{LTV_7180_30year_pmt}}$$1,029.39;:;{{LTV_6170_10year_rate}}$$5.375;:;{{LTV_6170_10year_apr}}$$5.653;:;{{LTV_6170_10year_points}}$$0;:;{{LTV_6170_10year_pmt}}$$1,780.48;:;{{LTV_6170_15year_rate}}$$5.500;:;{{LTV_6170_15year_apr}}$$5.697;:;{{LTV_6170_15year_points}}$$0;:;{{LTV_6170_15year_pmt}}$$1,348.19;:;{{LTV_6170_20year_rate}}$$6.000;:;{{LTV_6170_20year_apr}}$$6.165;:;{{LTV_6170_20year_points}}$$0;:;{{LTV_6170_20year_pmt}}$$1,182.11;:;{{LTV_6170_25year_rate}}$$6.125;:;{{LTV_6170_25year_apr}}$$6.267;:;{{LTV_6170_25year_points}}$$0;:;{{LTV_6170_25year_pmt}}$$1,075.74;:;{{LTV_6170_30year_rate}}$$6.250;:;{{LTV_6170_30year_apr}}$$6.378;:;{{LTV_6170_30year_points}}$$0;:;{{LTV_6170_30year_pmt}}$$1,015.93;:;{{LTV_60_10year_rate}}$$5.250;:;{{LTV_60_10year_apr}}$$5.525;:;{{LTV_60_10year_points}}$$0;:;{{LTV_60_10year_pmt}}$$1,770.31;:;{{LTV_60_15year_rate}}$$5.375;:;{{LTV_60_15year_apr}}$$5.570;:;{{LTV_60_15year_points}}$$0;:;{{LTV_60_15year_pmt}}$$1,337.27;:;{{LTV_60_20year_rate}}$$5.875;:;{{LTV_60_20year_apr}}$$6.037;:;{{LTV_60_20year_points}}$$0;:;{{LTV_60_20year_pmt}}$$1,170.24;:;{{LTV_60_25year_rate}}$$6.000;:;{{LTV_60_25year_apr}}$$6.140;:;{{LTV_60_25year_points}}$$0;:;{{LTV_60_25year_pmt}}$$1,063.10;:;{{LTV_60_30year_rate}}$$6.125;:;{{LTV_60_30year_apr}}$$6.251;:;{{LTV_60_30year_points}}$$0;:;{{LTV_60_30year_pmt}}$$1,002.56;:;{{Refinance_APR_Fees}}$$1,134.25;:;{{Purchase_APR_Fees}}$$2,102.00;:;{{FTHB_APR_Fees}}$$1,452;:;{{FTHO_Fefi_APR_Fees}}$$539.25;:;{{Odd_Day_Interest}}$$1,595.00;:;{{Purchase_Rate_Adjustor}}$$0;:;{{FTHB_Rate_Adjustor}}$$0;:;{{Refi_Rate_Adjustor}}$$.125;:;{{checking_interest_rate}}$$0.05;:;{{checking_interest_apy}}$$0.05;:;{{checking_gold50_rate}}$$0.10;:;{{checking_gold50_apy}}$$0.10;:;{{checking_premium_rate}}$$0.15;:;{{checking_premium_apy}}$$0.15;:;{{checking_home_business_rate}}$$0.05;:;{{checking_home_business_apy}}$$0.05;:;{{savings_esavings_49999_rate}}$$1.00;:;{{savings_esavings_49999_apy}}$$1.00;:;{{savings_esavings_50000_rate}}$$1.25;:;{{savings_esavings_50000_apy}}$$1.25;:;{{savings_statement_rate}}$$0.70;:;{{savings_statement_apy}}$$0.70;:;{{savers_small_rate}}$$0.70;:;{{savers_small_apy}}$$0.70;:;{{savings_ira_statement_rate}}$$0.70;:;{{savings_ira_statement_apy}}$$0.70;:;{{moneymarket_49999_rate}}$$0.60;:;{{moneymarket_49999_apy}}$$0.60;:;{{moneymarket_99999_rate}}$$0.70;:;{{moneymarket_99999_apy}}$$0.70;:;{{moneymarket_199999_rate}}$$1.00;:;{{moneymarket_199999_apy}}$$1.00;:;{{moneymarket_200000_rate}}$$1.25;:;{{moneymarket_200000_apy}}$$1.25;:;{{cd_6mo_rate}}$$0.45;:;{{cd_6mo_apy}}$$0.45;:;{{cd_7mo_rate}}$$4.07;:;{{cd_7mo_apy}}$$4.15;:;{{cd_9mo_rate}}$$0.50;:;{{cd_9mo_apy}}$$0.50;:;{{cd_11mo_apy}}$$3.90;:;{{cd_11mo_rate}}$$3.83;:;{{cd_12mo_rate}}$$0.55;:;{{cd_12mo_apy}}$$0.55;:;{{cd_18mo_rate}}$$0.60;:;{{cd_18mo_apy}}$$0.60;:;{{cd_24mo_rate}}$$0.65;:;{{cd_24mo_apy}}$$0.65;:;{{cd_30mo_rate}}$$0.70;:;{{cd_30mo_apy}}$$0.70;:;{{cd_42mo_rate}}$$0.75;:;{{cd_42mo_apy}}$$0.75;:;{{cd_jumbo_180days_rate}}$$0.50;:;{{cd_jumbo_180days_apy}}$$0.50;:;{{cd_jumbo_365days_rate}}$$0.60;:;{{cd_jumbo_365days_apy}}$$0.60;:;{{cd_9mo_special_rate}}$$.50;:;{{cd_9mo_special_apy}}$$.50;:;{{cd_23mo_special_rate}}$$4.69;:;{{cd_23mo_special_apy}}$$4.80;:;

Contact Us